Legal

Last updated: [Date]

Privacy Policy

This Privacy Policy describes how LFN ("we", "us", or "our") collects, uses, and shares information when you use the LFN platform, website, and related services (collectively, the "Service").

1. Information We Collect

Information you provide

When you create an account, we collect your name, email address, and password. If you register a business account, we also collect your business name and related details you choose to provide.

Information collected automatically

When you use the Service, we automatically collect certain technical information such as your IP address, browser type, device type, operating system, referring URLs, and usage data (pages visited, actions taken, timestamps). We use cookies and similar technologies to maintain your session and preferences.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service
  • Authenticate your identity and manage your account
  • Process transactions and send related communications
  • Send service-related notices and updates
  • Respond to your requests and provide customer support
  • Detect, prevent, and address fraud or abuse
  • Comply with legal obligations

3. How We Share Your Information

We do not sell your personal information. We may share information with third-party service providers who assist us in operating the Service (such as hosting, analytics, and error tracking), subject to confidentiality obligations. We may also disclose information if required by law or to protect our rights, safety, or property.

4. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data by contacting us at [support email address].

5. Security

We implement industry-standard security measures to protect your information, including encryption in transit and at rest. However, no method of transmission over the internet or electronic storage is completely secure.

6. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or port your personal data, or to object to or restrict certain processing. To exercise these rights, contact us at [support email address].

7. Cookies

We use essential cookies to maintain your authentication session and preferences. We may also use analytics cookies to understand how the Service is used. You can control cookie settings through your browser.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last updated" date.

Terms of Use

These Terms of Use ("Terms") govern your access to and use of the LFN platform and related services. By accessing or using the Service, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Service. By using the Service, you represent that you meet this requirement.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Service or its systems
  • Interfere with or disrupt the integrity or performance of the Service
  • Upload or transmit malicious code or content
  • Impersonate another person or entity, or misrepresent your affiliation
  • Scrape, crawl, or use automated means to access the Service without prior written consent

4. Business Accounts

If you register a business account, you represent that you have the authority to bind that business to these Terms. Business accounts are subject to review and approval. We reserve the right to suspend or terminate business accounts that violate these Terms or our policies.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by LFN and are protected by applicable intellectual property laws. You retain ownership of content you submit, but grant us a license to use, display, and distribute that content as necessary to operate the Service.

6. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

7. Limitation of Liability

To the maximum extent permitted by law, LFN shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service.

8. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [jurisdiction], without regard to conflict of law principles.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on this page. Your continued use of the Service after changes constitutes acceptance of the revised Terms.

11. Contact

If you have questions about these Terms or the Privacy Policy, please contact us at [support email address].

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